Top 4 Business Insurance Types Your Business Will Need

Have you just launched your startup and now looking to sign up for business insurance? Well, that’s great as business insurance acts as the much needed protection umbrella for your business. But, there are multiple business insurance types out there and you won’t need all of them. However, there are certain business insurance types that your company should not miss out on.

Property insurance

Property insurance, as the name says, helps to cover the costs of damage incurred by your property due to serious acts of vandalism or theft. This particular insurance will make sure your business is up & running despite these major handicaps.

Personal Injury insurance

The pi insurance is especially needed if you have a physical office. What if a customer trips and fall and breaks his leg at your store? He will certainly sue you for not being pro-active to keep your workstation secured. This is where the personal injury insurance will help to address the costs that you have to pay as a compensation to the customer.

Product/Professional liability insurance

Depending on your type of your offerings, you should get either product liability or professional liability insurance. You certainly manufacture or deliver your products and offer your professional service with utmost care. But human errors are not uncommon and your customer should not suffer for your faults. The product/professional liability insurance will guard your company if a customer sues you for faulty product or service.

Worker’s compensation insurance

Your workers or employees are the main driving force behind your company. Thus, if they suffer from any danger while working for you, you should make sure to get appropriate compensation for them. It will certainly put you in a higher light before the employees and workers are usually committed to a company that actually cares for them.

Planning To Rent Wedding Linens?

If you have never thrown a swanky party before, chances are you never had to rent table linens. If it is your wedding and you’re new to table linens, understand that linens have the power to take your wedding décor to a whole new level. While cheap table and chair rental services can easily arrange tables and chairs for your venue, renting table linens need some more research and knowledge.

What to know before renting table linens?

  1. The fabric

Linens can be of various fabrics and styles. You need to choose the one that goes best with your style and/or theme of the party, if any. Fabric of table linens can be satin, brocade, organza, velvet, taffeta, cotton, raw silk, lace and linen. Choose the one that best suits your taste as well as the mood of the occasion.

  1. Types of linens

Apart from table linens used to cover up tables at the venue, there are also other kinds of linens required for a wedding party.

  • Table runners – narrow lengths of cloth spread on a table for an added touch of décor.
  • Chair covers – fabric that covers the entire chair from top to bottom.
  • Chair sash – analogous to runners, a chair sash is tied around the back of the chair.
  • Liners – protective fabric placed beneath table linen.
  • Overlays –linen placed over another linen to enhance the look of the décor arrangement.

Tips to keep in mind while renting wedding linens:

  • Decide on the color and style of the linens for your big day.
  • Look for a reliable and reputable linen rental service.
  • Book your linens well in advance to avoid last-minute hassles.
  • Talk out everything in detail and negotiate on the pricing with your vendor.
  • Know about the size of the linens you require. Your vendor can also help you with sizing measurements.